What are your Medicare Insurance choices in Billings, Montana?
Today, it seems that every other channel on your television has some sort of commercial for Medicare Insurance. Famous actors telling you that you’re missing out on benefits you are entitled to. Famous sports icons giving you a number to call and see if you can get your money back from Medicare.
Don’t let these commercials confuse or mislead you. Medicare Insurance choices available to you in Montana can be difficult to understand. There are several Medicare Insurance companies that offer a variety of options in Montana, but not all of the same options are offered in all 56 counties.
Use a local and trusted resource.
Calling the numbers you see on the Medicare Insurance commercials will generally lead you to a call center. You will be asked a series of questions to identify where you live. Then you will be directed to a Licensed Medicare Insurance Agent for your area.
Is this Agent a resident in Montana? Probably not. In order for an Insurance Agent to sell you a Medicare plan in Montana, that agent must be licensed to do so in Montana. They do not have to live here to obtain this license.
Using a local resource like the Medicare Team at Roger L. Daniel Insurance can help you understand the plan options available and make a choice based on your individual needs. We understand the networks here because we use the same facilities in our personal lives. A local agent will spend most of their career making contacts and connections with Healthcare Professionals in Montana and their immediate area. When you need your questions answered, your local Agent can be a great resource to help you navigate difficult situations with Medicare Insurance.
Medicare Advantage Insurance in Montana
There are multiple carriers that provide Medicare Advantage plans in Montana. These carriers and plans may not be available in the county you live in. If you are considering a Medicare Advantage plan option for your Medicare benefits, discuss the networks available where you live with your local Medicare insurance agent. Understanding how and where your benefits work can help you maximize the plan you’ve selected.
Medicare Supplement Insurance in Montana
Medicare Supplement (MEDIGAP) plans are standardized in the United States. These plans are sold by private insurance and are designed to help “fill in gaps” that Original Medicare does not. MEDIGAP plans do not cover everything. It is important to understand what your plan choice will cover when you use your Original Medicare benefits.
Medicare Part D Prescription Drug Insurance in Montana
Part D (Medicare Prescription Drug) coverage in Montana can help cover the costs of your prescription medication. All Medicare Prescription Drug plans in Montana must cover a wide range of prescription medications, but they are not identical. It is important to review your Medicare Part D Prescription drug plan every year.
Original Medicare Part A and Part B
Understanding how Original Medicare works with your plan option is important. The Centers for Medicare and Medicaid Services (CMS) provide great resources on their website. [CLICK HERE FOR CMS.GOV] Another great resource is Medicare’s website. [CLICK HERE FOR MEDICARE.GOV] It is a good idea to get familiar with these tools if you are over 65 or nearing eligibility for Original Medicare.
More information about Medicare Insurance Options in Montana
Schedule a Medicare Plan review.
You do not need to wait until the Annual Election Period (AEP) to review you Medicare plan. Contact a member of the Roger L. Daniel Insurance Medicare Team and schedule a plan review. Our specialized team members will review your plan and help you uncover benefits you may not even know you have. These reviews are always completely free of charge. Contact our office today for convenient scheduling.
