How do you store your life insurance records? If today was your last day on earth, would your beneficiaries know where to find your life insurance records? Getting organized can help your beneficiaries find your policies during their most trying time. What is the best way to store your life insurance records? If you are […]
Swerve or not swerve? No doubt, most of us have experience the crazed squirrel risking life and limb to cross the road right in front of our car as we’re traveling down the road. When you only have a split second to react, what do you do? Scenarios like this happen every day and our […]
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With the record amount of moisture in the Billings area this year, it’s hard to believe we are writing about fires and prevention. Here are a few tips that may help protect you and your family during this year’s wildfire season. Prevention Within 30 feet of your home: Remove all branches on the ground and […]
Will flood insurance cover your basement if ground water enters your home? After a record breaking snowfall year, Roger L. Daniel Insurance is advising clients to be mindful of water around their home this spring. As we write this post Billings, MT just broke an all-time record for snowfall. If the moisture continues, many in our […]
Are you renting a car this summer? As summer approaches, many of us will be renting a car as part of our vacation or business travel. It will be important to consider a few items before you decide whether or not to purchase the rental car insurance. If you have any questions about your auto […]
Ground water presents a serious issue for homeowners insurance coverage. When the water table rises after an abundance of moisture, many people find ground water leaking into their basement. Homeowners insurance typically excludes ground water; one option for coverage is to research the National Flood Insurance program. There are definitions and exclusions in homeonwers insurance […]
Water damage – Water can affect your life in many ways. When used to quench your thirst or fill your swimming pool on a hot day, water can be your most prized possession. But when the winter snow starts to melt, and the spring rains fall to the ground, water can turn into an intrusive […]