Ground water presents a serious issue for homeowners insurance coverage.
When the water table rises after an abundance of moisture, many people find ground water leaking into their basement.
Homeowners insurance typically excludes ground water; one option for coverage is to research the National Flood Insurance program.
There are definitions and exclusions in homeonwers insurance and flood insurance and it is very important to understand these. We recommend talking to a local agent to discuss these policies. Please call Roger L. Daniel Insurance at (406)252-3411 if you have any questions.