How to Store your Life Insurance Records

life insurance records,

How do you store your life insurance records? If today was your last day on earth, would your beneficiaries know where to find your life insurance records? Getting organized can help your beneficiaries find your policies during their most trying time. What is the best way to store your life insurance records? If you are […]

Wildfire-Grassfire Season has arrived in Billings

Billings Montana Wildfire

With the record amount of moisture in the Billings area this year, it’s hard to believe we are writing about fires and prevention. Here are a few tips that may help protect you and your family during this year’s wildfire season. Prevention Within 30 feet of your home: Remove all branches on the ground and […]

Ground Water Could Sink Your Investment

Flood Insurance, Ground Water

Will flood insurance cover your basement if ground water enters your home? After a record breaking snowfall year, Roger L. Daniel Insurance is advising clients to be mindful of water around their home this spring. As we write this post Billings, MT just broke an all-time record for snowfall. If the moisture continues, many in our […]

Ground Water in Your Basement

Ground water presents a serious issue for homeowners insurance coverage. When the water table rises after an abundance of moisture, many people find ground water leaking into their basement. Homeowners insurance typically excludes ground water; one option for coverage is to research the National Flood Insurance program.   There are definitions and exclusions in homeonwers insurance […]

Fire Up the Grill—Not Your Home!

A Personal Insurance and Safety Update In 2016, 17,200 people went to emergency rooms because of barbeque related accidents. Sixteen percent of home structure fires involving a grill were caused during ignition because something flammable was too close to the grill. Twenty percent of all reported grill fires were a result of leaks or breaks. […]