Roger L. Daniel Insurance provides the Medicare 101 Educational Series to help Medicare beneficiaries throughout Montana better understand how Medicare coverage works. These guides are designed to explain Medicare in clear, practical terms so individuals can make more confident decisions about their coverage.
What is your current situation?
Turning 65 Soon
Learn what to do before your 65th birthday and when to enroll.
Working Past 65
Review how Medicare works with active employer coverage and HSA rules.
Losing Employer Coverage
Learn what to do when retiring or moving off group coverage.
Already on Medicare
Review costs, prescriptions, and plan options for your current coverage.
Your First Medicare Steps
Once you know your situation, start with these three steps to review timing, compare coverage paths, and understand costs before enrolling.
STEP 1
Know Your Enrollment Timeline
Learn when to enroll, whether you qualify for a Special Enrollment Period, and how employer coverage can affect your timing.
STEP 2
Compare Coverage Paths
Compare Original Medicare plus Supplement and Part D with Medicare Advantage so you understand the main coverage paths.
STEP 3
Review Costs and Prescriptions
Review premiums, prescriptions, deductibles, and cost sharing before you compare plan options.
Important Disclosure
Roger L. Daniel Insurance is a licensed insurance agency and is not affiliated with, endorsed by, or connected with the U.S. government or the federal Medicare program.